Seller Concession Limit - Calculator

Sellers are able to provide funds at closing, called seller concessions, to help buyers offset their closing costs. This calculator outputs the maximum seller concession limitation for conventional, FHA, and VA loan types:

Maximum Seller Concession Calculator

Results

FHA loans are limited to 6% of the purchase price.

  • VA loans are limited to 4% of the purchaser price.

  • Conventional Investment loans are limited to 2% of the purchase price.

Conventional Owner-Occupied loans are limited to:

  • 3% of the purchase price, if less than 10% is put down.

  • 6% of the purchaser price, if at least 10% but less than 25% is put down.

  • 9% of the purchase price, if at least 25% is put down.

 Disclaimers:

The Seller Concession Limit calculator is based on current guidelines at the time this page was developed. The outputs are subject to change based on program changes to conventional, FHA, and/or VA loan programs. Seller concessions cannot be used as a source of down payment. APR may vary, and buyers must still qualify for financing. This is not a commitment to lend.