Marketing Disclosures

Any statement of current loan terms and conditions is not an offer to enter into an interest rate or discount point agreement. Any such offer may be made only pursuant to Finance Code, Chapters 157 & 157, of Texas Statutes.

APRs may not be current and APRs change daily.

Rates for “Friday Rate Update” emails are approximated based on the following assumptions:

• 80% LTV for 30-year fixed rate

• Non-jumbo loan amount: $500,000

• Jumbo loan amount: $800,000

• No subordinate financing

• Single family residence, owner-occupied, & primary home

• Full income verification

• 780 credit

• 0-1 points, depending on market